Bank of Financial English 英汉金融词汇表_百度文库
两大类热门资源免费畅读
续费一年阅读会员，立省24元！
评价文档：
Bank of Financial English 英汉金融词汇表
阅读已结束，如果下载本文需要使用
想免费下载本文？
把文档贴到Blog、BBS或个人站等：
普通尺寸(450*500pix)
较大尺寸(630*500pix)
你可能喜欢中小银行社区责任的法律分析 ...
扫扫二维码，随身浏览文档
手机或平板扫扫即可继续访问
中小银行社区责任的法律分析
举报该文档为侵权文档。
举报该文档含有违规或不良信息。
反馈该文档无法正常浏览。
举报该文档为重复文档。
推荐理由：
将文档分享至：
分享完整地址
文档地址：
粘贴到BBS或博客
flash地址：
支持嵌入FLASH地址的网站使用
html代码：
&embed src='/DocinViewer-4.swf' width='100%' height='600' type=application/x-shockwave-flash ALLOWFULLSCREEN='true' ALLOWSCRIPTACCESS='always'&&/embed&
450px*300px480px*400px650px*490px
支持嵌入HTML代码的网站使用
您的内容已经提交成功
您所提交的内容需要审核后才能发布，请您等待！
3秒自动关闭窗口求一篇英文文章，关于商业银行的就可以，字数最好是翻译成中文有4000+的字数，急求，谢谢了！_百度知道
求一篇英文文章，关于商业银行的就可以，字数最好是翻译成中文有4000+的字数，急求，谢谢了！
我有更好的答案
按默认排序
then interest is normally charged at the agreed rate: insurance.Mortgage loanA mortgage loan is a very common type of debt instrument, unit trusts and similar financial products as a “financial supermarket”
cash management and treasury
merchant banking and private equity financing
traditionally. However, however, the vast majority of trading volume in corporate bonds in most developed markets takes place in decentralized, to recover sums owing to it, from which the words banco desk&#47, foreclosure of a home. It is a bank that provides transactional , and credit-related securities, EFTPOS;corporate bonds&quot, the creditor can often obtain a deficiency judgment against the borrower for the remaining amount.[clarification needed] Corporate bonds are often listed on major exchanges (bonds there are called &quot.Changes in banking laws now allow commercial banks to make home mortgage loans on a more liberal basis than ever before, which is not connected to any specific piece of property and instead the creditor may only satisfy the debt against the borrower rather than the borrower&#39, such companies have concentrated on acquiring mobile home loans in volume for both commercial banks and savings and loan associations. The opposite of secured debt&#47.
corporate bonds
credit card debt
credit facilities or lines of credit
personal loans What makes a bank limited liability companyA corporate bond is a bond issued by a corporation, over-the-counter markets, savings, distribution or brokerage. These may be available from financial institutions under many different guises or marketing packages. In areas lacking specialized real estate fiReference Entities&#39:
processing of payments by way of telegraphic transfer. The debt is thus secured against the collateral — in the event that the borrower defaults, dealer service companies. [ 3 ]The role of commercial banksCommercial banks engage in the following activities. Types of loans granted by commercial banksSecured loanA secured loan is a loan in which the borrower pledges some asset (eg a car or property) as collateral for the loan. As a moneychanger. Corporate Credit spreads may alternatively be earned in exchange for default risk through the mechanism of Credit Default Swaps which give an unfunded synthetic exposure to similar risks on the same '. If the borrower defaults on the loan. First. Second. It is a bond that a corporation issues to raise money in order to expand its business, the bank would have the legal right to repossess the house and sell it, it only applies to those issued by corporations. From the creditor&#39,overdrawn&quot, with or without advice, where moneylenders would set up their stalls in the middle of enclosed courtyards called macella on a long bench called a bancu , the term &quot, however, and the coupon (ie interest payment) is usually taxable.In fact.[1] The term is usually applied to longer-term debt instruments, performance bonds, allow investors to convert the bond into equity, these banks become the source for residential and farm mortgage loans, commercial banks have not been greatly interested in real estate loans and have placed only a relatively small percentage of assets in mortgages, securities underwriting commitments and other forms of off balance sheet exposures
safekeeping of documents and other items in safe deposit boxes
sales, such financial institutions secured their earning primarily from commercial and consumer loans and left the major task of home financing to others. If the POSITIVE balance exceA commercial bank (or business bank ) is a type of financial institution and intermediary , known
is sometimes used for instruments with a shorter maturity. However. If there is a prior agreement with the account provider for an overdraft, used to purchase real estate, which then becomes a secured debt owed to the creditor who gives the loan. Sometimes this coupon can be zero with a high redemption value, generally with a maturity date falling at least a year after their issue date, due to changes in banking laws and policies, then additional fees may be charged and higher interest rates may apply, the money is used to ps perspective this is a category of debt in which a lender has been granted a portion of the bundle of rights to specified property, wanted to broaden their activity beyond their local area, interest rates, and the amount overdrawn is within the authorloan is unsecured debt. In this situation the account is said to be &quot. In
and MarketAxess, no collateral is involved). Commercial banks, the banks acquire mortgages by simply purchasing them from mortgage bankers or dealers, owing to quite volatile CDS &#39.Unsecured loan[Unsecured Loans] are monetary loans that are not secured against the borrower&#39. [ 2 ] However, and money market accounts and that accepts time deposits . If the sale of the collateral does not raise enough money to pay off the debt, of. [ 1 ]Contents
1 Origin of the word
2 The role of commercial banks
3 Types of loans granted by commercial banks
4 Secured loan
4. Service companies obtain these loans from retail dealers, the word traces its origins back to the Ancient Roman Empire. Other bonds, some of the banks maintain active and well-organized departments whose primary function is to compete actively fservice company agreements contain a credit insurance policy that protects the lender if the consumer defaults, or other means
providing documentary and standby letter of credit , commercial banks are increasingly active in home financing.1 Mortgage loan
5 Unsecured loan
6 References
7 Further reading Origin of the wordThe name bank derives from the Italian word banco &quot, installment loan, guarantees. Un is used to include all bonds except those issued by governments in listed&quot.) Sometimes. (The term &quot. The bonds of local authorities and supranational organizations do not fi;s assets (ie, or other means
issuing bank drafts and bank cheques
accepting money on term deposit
lending money by overdraft, these institutions follow two main practices. As their name implies, and make markets in currency,basis&#39, which were originally used to obtain car loans for permanent lenders suchcommercial paper&quot. In acquiring mortgages on real estate, used during the Renaissance era by Florentine bankers. However, for example:
bank overdrafts An overdraft occurs when money is withdrawn from a bank account and the available balance goes below zero. Almost all bank/s collateral and the borrower, who used to make their transactions above a desk covered by a green tablecloth, the creditor takes possession of the asset used as collateral and may sell it to regain some or all of the amount originally lent to the borrower. Some corporate bonds have an embedded call option that allows the issuer to redeem the debt before its maturity date.In addition, the merchant at the bancu did not so much invest money as merely convert the foreign currency into the only legal tender in Rome – that of the Imperial Mint, traces of banking activity can be found ebench&quot, are given security - a lien on the title to the house - until the mortgage is paid off in full, usually on a nonrecourse basis.I the spreads on CDS and the credit spreads on corporate bonds can be significantly different, large commercial banks a bonds) and ECNs like Bonds, despite being listed on exchanges. Strictly speaking, but today large commercial banks usually have an investment bank arm that is involved in the mentioned activities [ clarify ] , dealer-based
其他类似问题
您可能关注的推广
商业银行的相关知识
等待您来回答
下载知道APP
随时随地咨询
出门在外也不愁 下载
 收藏
该文档贡献者很忙，什么也没留下。
 下载此文档
正在努力加载中...
银行术语--中英文对照
下载积分：1214
内容提示：银行术语--中英文对照,银行,术语,中英文,对照
文档格式：DOC|
浏览次数：3|
上传日期： 21:34:35|
文档星级：
该用户还上传了这些文档
银行术语--中英文对照.DOC
官方公共微信对外担保及细项
中国建设银行对外担保业务产品及相关细项
一、服务对象
二、币种和期限
短中长期均可，币种应为可自由兑换货币或人民币。
根据客户的信用等级、履约能力、保函金额与期限、保函受益人的资信情况与所处国别及地区等，实行弹性定价。&
四、服务网络及渠道
中国建设银行各级分支机构&
五、客户流程
1.保函申请。申请开立保函应提交：经申请人签章的《出具保函申请书》（建设银行格式），包括标书、合同、有关部门批准件在内的保函背景资料，申请人加盖公章的保函格式，近期经审计的财务报表，反担保措施及相关证明文件等。
2.中国建设银行审核申请人资信情况、履约能力、项目可行性、保函条款、及其提交材料的完整性与合法性
3.落实反担保措施
4.签订《出具保函协议书》（中国建设银行格式）
5.对外开出保函
6.修改或展期
7.终止与注销&
六、法律或惯例
URDG458、《联合国独立保证与备用信用证公约》、ISP98、中国法律或他国法律&
七、规章或客户使用指南
《关于印发&中国建设银行保证业务办法&的通知》（建总发〔号）、《关于印发&中国建设银行保证业务操作规程&的通知》（建总发〔号）、《关于印发&中国建设银行国外保函业务管理办法&的通知》（建总发〔号）等。
八、流程图
产品详细信息
一、投标保函（Bid Bond / Tender Guarantee）
1.标准定义。
投标保函是指，在以招标方式成交的工程建造或货物买卖等交易中，建设银行应投标方（客户）的要求向招标方（受益人）出具的，保证投标人在投标有效期内不撤标、不改标、在中标后规定期限内签订招投标项下的合同或提交履约保函或履约保证金，如投标人违反以上条件，则由中国建设银行按照保函约定向招标人赔付一定金额的款项作为补偿的书面承诺。保函金额通常为投标人报价总额的1～5％。
适用于所有公开招标、议标时，要求投标人缴纳投标保证金的情况；
投标人避免了缴纳现金保证金引起的资金占用，获得资金收益；
通过保函条款设定，有利于维护投标人的正当权益；
对招标方而言，可以在有效地维护自身利益的同时，避免收取、退回保证金的烦琐，提高工作效率。
3.相关服务
中国建设银行可以为投标人提供后续的履约保函；
中国建设银行可以为投标人提供即/远期结汇、即/远期外汇买卖等外汇资金服务，帮助其规避汇率风险；
中国建设银行可以为投标人提供招标人信用风险、国别风险、项目风险等方面的风险提示与应对建议。
4.产品样式
BRANCH&&&&&&&&&&&&&&&&&&&&&&& GUARANTOR ADDRESS:&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
DATED ON&&&&&&&&&&&&&&& FOR THE SUPPLY OF&&&&&&&&&&&&&&&&&&&&&&&&&& DATED&&&&&&&&&&&& .
HEREBY IRREVOCABLY UNDERTAKE TO PAY YOU AN AMOUNT& NOT EXCEEDING IN TOTAL OF&&&&&&&&&&&&&& (say:&&&&&&&&&&& )AFTER RECEIPT BY US OF YOUR FIRST DEMAND IN WRITING STATING:
HAVE FULFILLED& YOUR OBLIGATIONOBLIGATIONS THEREOF.
&AT THE LATEST.ANY DEMAND FOR PAYMENT AND DOCUMENTS REQUIRED UNDER THIS GUARNATEE MUST BE RECEIVED BY US ON OR BEFORE THAT DATE AT OUR ADDRESS STATED ABOVE.UPON EXPIRY, PLEASE RETURN THE ORIGINAL GUARANTEE TO US. BUT THIS GUARANTEE WILL BECOME NULL AND VOID UPON EXPIRY WHETHER THE ORIGINAL GUARANTEE IS RETURNED TO US OR NOT.
二、履约保函（Performance Guarantee/Performance Bond）
1.标准定义
履约保函是指，应商品供货方或工程承包方的申请，中国建设银行向买方或发包方出具的、保证供货方或承包方严格履行合同义务的书面承诺。倘若这些履约责任者日后未能按合约的规定及时发运货物、完成所承建的工程，以及未能履约合约项下的其他义务，中国建设银行将受理买方或发包方的索赔，按照保函约定向买方或发包方支付一笔不超过保函金额的款项，作为对买方或发包方的损害补偿及作为对供货方或承包方的惩罚。保函金额通常相当于合同总金额的5～10％。
用途非常广泛，适用于任何交易中需对当事人履行合同义务提供担保的情况，常见于工程承包、货物买卖；
对供货方或承包方而言，减少由于缴纳现金保证金引起的长时间资金占用，获得资金收益，优化资金配置，且能更好地维护自身权益；
对买方或业主而言，能合理制约供货方、承包方行为，维护自身利益，也避免了收取、退回保证金程序的烦琐，提高工作效率。
3.相关服务
中国建设银行可以为卖方或承包方提供即/远期结汇、即/远期外汇买卖等外汇资金服务，帮助其规避汇率风险；
中国建设银行可以就买方或发包方的信用风险、国别风险、项目风险等情况，向卖方或承包方进行风险提示并提供应对建议。
4.产品样式
&&&&&&&&&&&&&&&&&&
BRANCH&&&&&&&&&&&&&&&&&&&&&&& GUARANTOR ADDRESS:&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
THAT&&&&&&&&&&&&&&&&&&&& ,(hereinafter called “THE PRINCIPAL”),HAS ENTERED INTO CONTRACT NO.&&&&&&& DATED&&&&&&&&&& WITH YOU FOR THE SUPPLY OF &&&&&&&&&&&&&&&&&&&&(
HEREBY IRREVOCABLY UNDERTAKE TO PAY YOU AN AMOUNT NOT EXCEEDING IN TOTAL OF&&&&&&&&&&&&&&&&& (SAY:&&&&&&&&&&&&&& &&&&&&&) AFTER RECEIPT BY US OF YOUR FIRST DEMAND IN WRITING STATING :
HAVE FULFILLED& YOUR OBLIGATIONOBLIGATIONS THEREOF.
&OR UPON SHIPMENT OF THE GOODS WHICHEVER IS EARLIER. THE SHIPMENT OF THE GOODS IS EVIDENCED BY PRESENTATION BY THE PRINCIPAL TO US OF COPY(IES) OF THE CORRESPONDING INVOICE AND THE BILL OF LADING WHICH SHALL BE ACCEPTED AS CONCLUSIVE EVIDENCE THAT OUR GUARANTEE HAS EXPIRED.
三、预付款（退款）保函（Refund Guarantee/Prepayment Guarantee/Advance Payment Guarantee/Repayment Guarantee/Down-Payment Guarantee）
1.标准定义
预付款保函是指，应供货方或承包方的要求，中国建设银行向买方或发包方出具的、保证供货方或承包方在收到预付款后履行合同义务的书面承诺。如供货方或承包方在收到预付款后，未能履约、或未能全部履约，中国建设银行将在收到买方或发包方的索赔后向其返还一笔与预付金额等值的款项、或相当于合约尚未履行部分相应比例预付金的款项（在某些情况下，还要加上自买方或发包方支付预付金到担保银行退还款项这一期间所发生的利息），以使买方或发包方的预付款金额得以收回。保函金额通常为预付款金额再加上相应的利息。
适用于所有支付方式中包含预付款的项目，常见于工程承包、货物买卖等；
对发包方或买方而言，加强了对承包方或供货方按规定履行合同的制约，在交易对手不履约的情况下保障了预付款顺利收回；
对承包方或供货方而言，便利了预付款资金的及时到位，有利于加快工程建设或备货环节的资金周转。
3.相关服务
中国建设银行可以卖方或承包方提供即/远期结汇、即/远期外汇买卖等外汇资金服务，帮助其规避汇率风险；
中国建设银行可以就买方或发包方的信用风险、国别风险、项目风险等情况，向卖方或承包方进行风险提示并提供应对建议。
4.产品样式
BRANCH&&&&&&&&&&&&&&&&&&&&&&& GUARANTOR ADDRESS:&&&&&&&&&&&&&&&&&&&&&&&&& &&&&
,(hereinafter called “THE PRINCIPAL”),HAS ENTERED INTO CONTRACT NO.&&&&&& &&DATED&&&&&&&&& WITH YOU FOR THE SUPPLY OF &&&&&&&&&&&&&&&&(
IS TO BE MADE AGAINST AN ADVANCE PAYMENT GUARANTEE.
(SAY:&&&&&&&&&&&&&&&& ) AFTER RECEIPT BY US OF YOUR FIRST DEMAND IN WRITING STATING :
HAVE FULFILLED& YOUR OBLIGATIONOBLIGATIONS THEREOF.
PERCENT OF THE INVOICE VALUE OF EACH SHIPMENT UPON EACH SHIPMENT OF THE GOODS.THE SHIPMENT OF THE GOODS IS EVIDENCED BY PRESENTATION TO US BY THE PRINCIPAL OF COPI(ES) OF THE CORRESPONDING INVOICE AND THE BILL OF LADING WHICH SHALL BE ACCEPTED AS CONCLUSIVE EVIDENCE THAT OUR LIABILITY UNDER THIS GUARANTEE HAS BEEN REDUCED. (
&OR UPON SHIPMENT OF THE GOODS WHICHEVER IS EARLIER. THE SHIPMENT OF THE GOODS IS EVIDENCED BY PRESENTATION BY THE PRINCIPAL TO US OF COPY(IES) OF THE CORRESPONDING INVOICE AND THE BILL OF LADING WHICH SHALL BE ACCEPTED AS CONCLUSIVE EVIDENCE THAT OUR GUARANTEE HAS EXPIRED.
四、借款保函（Loan Guarantee/Security for a Credit Line）
1.标准定义
借款保函是指，应借款方的要求，中国建设银行向贷款方出具的、保证借款方按期向贷款方归还所借款项本息的书面承诺。在借款人因某种原因（如破产、倒闭、资金周转困难、或财务状况恶化、丧失企业资格、更改公司章程等）而无力或拒绝偿还贷款时，中国建设银行将受理贷款人的索赔，按照保函约定来履行上述所借款项本息的偿还职责。保函金额通常为借款金额再加上相应的利息。
适用于所有信贷融资；
对贷款人而言，极大地保障了贷出款项本息的按时回收，提高资产质量；
对借款人而言，实质上的信用增级降低筹资成本。
3.相关服务
中国建设银行可以代借款人向多家银行进行询价，以降低筹资成本；
中国建设银行可以为借款人提供即/远期结汇、即/远期外汇买卖等外汇资金服务，帮助其规避汇率风险。
4.产品样式
ONLY (SAY&&&&&&&&&&&&&& ONLY) WHICH EXPIRES AT OUR ADDRESS STATED ABOVE ON &&&&&&&&&&&&&&&&.
五、账户透支保函（Overdrawn Guarantee/Overdraft Facility Guarantee/Banking Facility Guarantee）
1.标准定义
账户透支保函是指，应透支方的要求，中国建设银行向另一家银行或金融机构出具的、保证透支方将依照其与该家账户透支行签订的透支协议里规定的到期时间归还所借支的款项、或偿付该账户透支行所给予的其他透支便利的书面承诺。如果届时透支方无力或拒绝归还所透支的本金和利息，则中国建设银行负责予以偿还。保函金额通常为透支额度再加上相应的利息。
不仅适用于款项的透支，还可以适用于账户透支行给予透支方的其他资金融通便利，比如开立或保兑信用证及保函的授信额度便利、信用证或保函项下代垫支的款项、票据贴现或加签保付的便利、债券买卖的便利等；
对于透支方而言，可以弥补其本身资历浅薄、资信不足的缺陷，也可以减少其母公司或总公司对其的资金投入，节约成本，降低风险；
对于账户透支行而言，降低信用风险，提高资产质量。
六、付款保函（Payment Guarantee）
1.标准定义
付款保函是指，应买方或发包方的要求，中国建设银行向卖方或承包方出具的、保证买方履行商品、技术、专利或劳务合同项下的付款义务、或发包方按照承包工程进度支付工程款项的书面承诺。根据被担保的付款方式不同，可分为即期付款保函、延期付款保函、分期付款保函。
适用于一切存在付款行为的商品贸易、技术劳务贸易、工程项目等；
对于卖方或承包方而言，获得了收回货款、工程款的保证，以利其发货、施工，便利了贸易的顺利进行；
对买方或发包方而言，付款保函的付款条件可在一定程度上制约卖方、承包方的行为，并保证货物、工程质量表面上达到买方、发包方的要求，从而维护买方、发包方的利益。
3.关联产品
4.服务特点
在商品贸易中，功能与信用证相似，但办理手续更简便；
格式比信用证更灵活多样，可因项目而异，为客户量身订做，可满足不同需求；
适用范围比信用证更广泛，既可以用于商品贸易，也可以用于工程项目等。
5.产品样式
&&&&&&&&&&&&&&&&&&&&&&&&&&&
,(hereinafter called “THE APPLICANT”),HAS ENTERED INTO CONTRACT NO.&&&&&& &&DATED&&&&&&&&& WITH YOU(hereinafter called “THE beneficiary”) FOR THE PURCHASE OF &&&&&&&&&&&&&&&&(
ONLY(SAY&&&&&&&&&&&&&&&&&&&&
). THIS STANDBY LETTER OF CREDIT EXPIRES AT OUR ADDRESS STATED ABOVE ON &&&&&&&&&&&&&&&&.
七、债券偿付保函（Guarantee for Bond Payment）
1.标准定义
债券偿付保函是指，应债券发行人的要求，中国建设银行向债券合法持有人出具的，保证债券到期后该发行人及时足额偿还债券本息，如该发行人届时不能及时足额偿还本息，则由中国建设银行受理债券合法持有人的索赔，按照保函约定赔付债券本息的书面承诺。
适用于境内外机构发行外国债券、欧洲债券等融资行为；
对于债券发行人而言，信用增级有利于降低融资成本，增强债券流动性；--对于债券合法持有人而言，降低投资风险，获得债券偿付的保障。
八、租赁保函（Leasing Guarantee）
1.标准定义
租赁保函是指，应承租人的要求，中国建设银行向出租人出具的、保证承租人按期支付租金的书面文件。根据租赁方式的不同，又可分为融资租赁保函、经营租赁保函。
适用于租赁合同；
对于出租方而言，获得了及时收回租金的保障，便利了租赁合同的执行；
对于承租方而言，有利于承租方尽早取得设备使用权，并获得资金融通，提高资金效率。
3.服务特点
出租人出于自身融资的需要，通常要求租赁保函具有一定的可转让性，而且转让的条件也比较宽松。
九、质量保函（Quality Guarantee）
1．标准定义
质量保函是指，应供货方的要求，中国建设银行向买方出具的、保证供货方履行其在保修期内合同义务的书面承诺。如日后发生货物质量不符合合同约定而卖方又不能更换或维修时，中国建设银行将受理买方的索赔，按照保函约定进行赔付；保函金额一般为合同总价的5～10％。
适用于货物买卖交易，尤其是大型机电产品、成套设备、飞机、船舶等大额进出口交易；
充分保障了买方或发包方的权益，又提高了卖方或承包方的市场竞争力。
3.产品样式
&&&&&&&&&&&
BRANCH&&&&&&&&&&&&&&&&&&&&&&& GUARANTOR ADDRESS:&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
,(hereinafter called “THE PRINCIPAL”),HAS ENTERED INTO CONTRACT NO.&&&&&&&&&&&& DATED&&&&&&&&&&& WITH YOU FOR THE SUPPLY OF &&&&&&&&&&&&&&(
HEREBY IRREVOCABLY UNDERTAKE TO PAY YOU AN AMOUNT NOT EXCEEDING IN TOTAL OF &&&&&&&&&&&&&&&&&&&&&(SAY:&&&&&&&&&&&&&&&&&&& )&&&& AFTER RECEIPT BY US OF YOUR FIRST DEMAND IN WRITING STATING:
HAVE FULFILLED& YOUR OBLIGATIONOBLIGATIONS THEREOF.
)CERTIFIYING THAT THE GOODS PROVIDED BY &&&&&&&&&&&&&THE PRINCIPAL ARE NOT IN COMPLIANCE WITH THE TERMS AND CONDITIONS OF THE CONTRACT NO.&&&&&&&&& &DATED&&& &&&&&&&&&.
&AT THE LATEST.ANY DEMAND FOR PAYMENT AND DOCUMENTS REQUIRED UNDER THIS GUARNATEE MUST BE RECEIVED BY US ON OR BEFORE THAT DATE AT OUR ADDRESS STATED ABOVE.UPON EXPIRY, PLEASE RETURN THE ORIGINAL GUARANTEE TO US. BUT THIS GUARANTEE WILL BECOME NULL AND VOID UPON EXPIRY WHETHER THE ORIGINAL GUARANTEE IS RETURNED TO US OR NOT.
十、维修保函（Maintenance Guarantee）
1.标准定义
维修保函是指，应承包方的要求，中国建设银行向发包方出具的、保证承包方履行其在维修期内合同义务的书面承诺。如日后承包方在工程竣工后不履行合同约定的工程维修义务，或工程质量不符合合同约定而承包方又不能维修时，中国建设银行将受理发包方的索赔，按照保函约定进行赔付；保函金额一般为工程承包合同的5～10％。
适用于大型工程承包；充分保障了买方或发包方的权益，又提高了卖方或承包方的市场竞争力。
十一、留滞金保函（Retention Money Guarantee）
1.标准定义
留滞金保函是指，应卖方或承包方的要求，中国建设银行向买方或发包方出具的，保证卖方或承包方在提前支取了合同价款中尾款部分后履行合同义务的书面承诺，又称预留金保函、尾款保函。如在卖方或承包方预支留滞金后，发生货物或工程建设与合同不符时，中国建设银行将受理买方或发包方的索赔，按照保函约定进行赔付；保函金额一般为合同价款的5～10％。
适用于合同执行后期买方或发包方滞留尾款，而卖方或承包方欲提前支取尾款的情况；
对于买方或发包方而言，获得了合同后续义务得到履行的保障，达到了与滞留尾款相同的效果；
对于卖方或承包方而言，提前收回尾款资金，缓解资金不足，加快资金周转。
3.产品样式
BRANCH&&&&&&&&&&&&&&&&&&&&&&& GUARANTOR ADDRESS:&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
DATED &&&&&&WITH YOU FOR THE SUPPLY OF &&&&&
CONDITOINS OF THE CONTRACTCOVERING& THE PRINCIPAL’S WARRANTY OBLIGATINOS WILL BE RELEASED AGAINST A RETENTION MONEY GUARANTEE
HEREBY IRREVOCABLY UNDERTAKE TO PAY YOU AN AMOUNT NOT EXCEEDING& IN TOTAL OF &&&&&&&&&&&&&
HAVE FULFILLED& YOUR OBLIGATIONOBLIGATIONS THEREOF.
&&&&&&&&&&&WITH US.
&AT THE LATEST.ANY DEMAND FOR PAYMENT AND DOCUMENTS REQUIRED UNDER THIS GUARNATEE MUST BE RECEIVED BY US ON OR BEFORE THAT DATE AT OUR ADDRESS STATED ABOVE.UPON EXPIRY, PLEASE RETURN THE ORIGINAL GUARANTEE TO US. BUT THIS GUARANTEE WILL BECOME NULL AND VOID UPON EXPIRY WHETHER THE ORIGINAL GUARANTEE IS RETURNED TO US OR NOT.
十二、保释金保函（Bail Bond/Bail Guarantee）
1.标准定义
保释金保函是指，应船东、船公司、承担连带赔偿和支付责任的保险公司或保赔协会、或船东互保协会等申请人的要求，中国建设银行向法院、原告或港务当局、以及其他有关债权人或利益受损方出具的、带有抵押性质的、保证申请人将被扣留的属于申请人的船只或其他财产取回后，能够按照法院的判决书或仲裁裁决所列明的赔款金额进行赔付的书面承诺，又称海事保函。
适用于船舶运输项下因船舶之间碰撞、船舶与码头相撞、发生海难事故、运输合同纠纷、船舶涉及走私等案件、租船费用纠纷、以及货物装卸不力等海事纠纷而造成的船舶或财产被海事法院或海事仲裁机构扣押的情况；
对于船东、船公司等申请人而言，可以避免船只或货物被长期扣押而无法投入运营所造成的机会成本，可以避免支付因船舶或财产被扣押而产生的各种费用和损失；
对于法院或仲裁机构等受益人而言，避免判决或裁决无法执行的风险，保障了当事方的权益。
十三、关税保付保函（Customs Guarantee/Duty-Free Guarantee/Temporary Importation Guarantee）
1.标准定义
关税保付保函是指，应一国进口商（含加工贸易企业）的要求，中国建设银行向该国海关出具的、保证该进口商履行关税缴纳义务的书面承诺，又称海关免税保函、海关保函、临时进口保函。如日后该进口商不按期缴纳关税或未执行海关的其他具体规定，中国建设银行将受理海关或海关指定金融机构的索赔，按照保函约定进行赔付，以代为履行关税缴纳义务。
适用于境外工程承包建设、境外展览、展销等过程中有关设备、器械等物品临时进入他国关境，加工贸易企业进口料件，有关国家相关进口商品减免税政策未明了前的相关商品货物进口，海关对某些商品实行先放后征等情况；
对于进口商而言，减少了因缴纳关税保证金造成的资金占压、提高了资金周转效率、获得了资金收益，在“先放后征”的情况下，加快了货物通关速度、避免货物滞留关境加大成本，对临时进入他国关境的物品，减少了办理退税手续的烦琐；
对于海关而言，避免办理不必要通关手续的烦琐，提高通关效率，又能获得关税缴付的保障。
十四、补偿贸易保函（Guarantee for Compensation Trade）
1.标准定义
补偿贸易保函是指，在补偿贸易合同项下，应设备或技术引进方的要求，中国建设银行向设备或技术提供方出具的、保证前者在设备或技术引进后的一定时期内将以其生产的产成品或其他产品来抵偿所引进的设备或技术的价值，或以产成品外销所得款项来抵偿支付所引进的设备和技术，如果届时该引进方无法或无力做出支付或抵偿行为，则由中国建设银行受理设备或技术提供方的索赔，按照保函约定赔付相应款项及利息的书面承诺。
适用于补偿贸易合同；
对于设备或技术引进方而言，避免缴纳保证金造成的资金占用，获得先进设备或技术，尽早投入运营获益；
对于设备或技术提供方而言，获得了款项收回的保障，便利交易进行。
十五、来料加工或来件装配保函（Guarantee for Processing/Guarantee for Assembling）
1.标准定义
来料加工或来件装配保函是指，应进料方或进件方的要求，中国建设银行向供料方或供件方出具的、保证进料方或进件方收到与合同相符的原料或原件后，按合同约定将产成品交付给供料方或供件方，如届时该进料方或进件方无法或无力交付产成品且不能以现汇补偿，则由中国建设银行受理供料方或供件方的索赔，按照保函约定赔付来料或来件的价款及利息的书面承诺。
适用于来料加工或来件加工贸易；
对于进料方或进件方而言，避免保证金造成的资金占用，便利交易达成，赚取加工收入；
对于供料方或供件方而言，获得收回原料或原件价款及其利息的保障。
十六、银行委托保函
1.标准定义
银行委托保函是指，应在中国建设银行有金融机构额度的银行的要求，中国建设银行按照该银行提供的保函文本向受益人出具的、保证其债务人履行约定义务，如该债务人不履行约定义务，则由中国建设银行受理受益人的索赔，按照保函约定进行赔付的书面承诺。
适用于国内外代理行要求中国建设银行向受益人代理开出保函的情况；
对于原始申请人而言，扣减其他金融机构的额度，节省了其在中国建设银行的额度；
对于委托银行而言，避免其直接开出保函遭受益人拒绝的风险，有利于借助中国建设银行信誉增强服务能力、扩展业务；
对于受益人来说，相对于直开保函，获得了更安全的赔付保障。
3.产品样式（以其他金融机构委托建行开出投标保函的反担保函为例）
&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&YOUR GUARANTEE IN THE FOLLOWING WORDING
DATED ON &&&&&&&&&&&&&&&FOR THE SUPPLY OF&&&&&&&&&&&&&&&&&&&&&&&&&& DATED&&&&&&&&&&&& .
,HEREBY IRREVOCABLY UNDERTAKE TO PAY YOU ANY SUM OR SUMS NOT EXCEEDING IN TOTAL AN AMOUNT OF&&&&&&&&&&&&&&&&&& (say:&&&&&&&&&&&&&&&&&&&& )WITHIN &&&&DAYS UPON RECEIPT BY US OF YOUR FIRST DEMAND IN WRITING STATING:
& 版权所有 中国建设银行版权所有 京ICP备 号&京公网安备
总行地址：中国北京西城区金融大街25号
邮编：100033
手机网站：}