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我国商业银行个人理财业务的战略研究与发展现状外文文献翻译.doc10页
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The Development Status and Strategy Research of Commercial Banks’Personal Financial Management Business in China
Abstract: The personal financial management business in our country is in the initial stage,compared to the developed one in western,there’s still a long way to go,Therefore,the commercial banks in china need to review and study to estimbuild excellence brand image Inchange the products
from singlEstablish and perfect financial management business’management system in order to promote the development of personal financial business in our management country.
Keywords:Commercial banks,Personal financial management,Strategy
1 Introduction
The commercial banks are facing the new situation:the increasing danger in traditional business.the margin of the interest rate’s turning increasingly narrowed and foreign bank’s competition.These banks should think deeply to find why that business develop so slowly and then put forward a feasible plan. The personal financial management business is not only an important carrier for commercial banks to advance Comprehensive management strategy but also a major way of improving Intermediary business income.That business in our country is in the initial
pared to the developed one in western,there’s still
a long way to go.Therefore.the commercial banks in
china need to review and study to estimbuild excellence brand image In change the products
from sinEstablish and perfect financial
management business’management system in order to promote the development of personal financial management business in our country.Meanwhile.the commercial banks are facing the new situation:the increasing danger in traditional business.the margin of the interest rate’s turning increasingly narrowed and foreign bank’s competition.Thes
正在加载中，请稍后...求翻译？由于由于本人英语水平差，而毕业论文需翻译一篇外文文献，希望哪位高手可以帮助我一下，谢谢。。。_百度知道
求翻译？由于由于本人英语水平差，而毕业论文需翻译一篇外文文献，希望哪位高手可以帮助我一下，谢谢。。。
1 Psychosocial resource: optimism and social supportFortunately, a number of psychosocial resources can protect students’ well-being. These resources include student characteristics such as optimism, effective coping strategies, and high self-esteem that can buffer against poor psychological health when facing the academic challenges of the freshman year in college .Psychosocial resources protecting against ill health also include various resources such as social support, institutional programs, and campus counseling centers.From the range of potential psychosocial resources, the current study focuses on dispositional optimism and social support. These factors have been shown to buffer individuals against stress and depression and may protect freshman students’ health when facing the challenges of the transition year in college. Students with greater optimism, or a general expectation that good things will happen, are likely to experience less stress and depression than their less optimistic counterparts. Likewise, students with strong support systems of family, friends, and significant others are likely to experience lower levels of stress and depression compared to those with weaker social support. Freshman students who lack social support are vulnerable to loneliness and especially susceptible to depression.Although optimism and social support may benefit student of psychological wellbeing by protecting them against excessive stress and depression, these psychosocial factors are somewhat difficult for college educators to enhance among their freshman students. Dispositional optimism is thought to be trait-like and is resistant to change. Thus, it would not be feasible for educators to attempt to increase students’ dispositional optimism. Similarly, it can be difficult for educators to try to enhance students’ social support outside of offering formal academic support or encouraging their participation in student activities in the hope that they will form new supportive friendships.Given the limitations to bolstering students’ optimism and social support, it would be useful to identify other psychosocial factors that benefit well-being and protect students against stress and depression during the freshman year. It is particularly useful to examine factors that are more malleable than optimism and support so that educators may attempt to enhance such factors among their freshman students within the academic context. One psychosocial factor that may fit these requirements, and is the focus of the current study, is perceived academic control.
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理资源：乐观社支持幸运理资源数量保护福祉些资源包括特点乐观效应策略高自尊面临术挑战级缓冲区理健康状况佳保护健康良理资源包括各种资源社支持体制案校园辅导潜理资源范围内目前研究侧重于倾向乐观社支持些素已证明缓冲压力抑郁能渡面临挑战健康保护更加乐观或普遍期望事情发能体验压力抑郁症比太乐观同强力支持系统家庭朋友重要能体验压力抑郁较低水平相比些较弱社支持缺乏社支持孤独脆弱特别容易受抑郁症虽乐观社支持能利于理健康防止压力抑郁些理素些困难高校教育工作者加强彼间气质性乐观认特质抗拒改变行教育尝试提高倾向乐观同困难教育尝试提高社支持外提供式术支持或鼓励参与希望形新支持友谊鉴于支撑乐观情绪社支持限制益确定其理素利于福祉防止级压力抑郁特别用研究素较乐观支持锻铸使教育工作者尝试等素加强间术范围内社理素能满足些要求前研究重点认术控制
1心理资源：乐观和社会支持幸运的是，心理资源的数量，可以保护学生的福祉。这些资源包括学生的特点，如乐观，有效的应对策略，高自尊面临的学术挑战，在大学一年级的缓冲区时，可以对心理健康状况不佳。保护对健康不良的心理资源，也包括各种资源，如社会支持，体制方案，校园辅导中心。从潜在的心理资源的范围内，目前的研究侧重于倾向乐观和社会支持。这些因素已被证明，以缓冲对压力和抑郁的人，可能在大学过渡的一年面临的挑战时，大一学生的健康保护。更加乐观，或普遍期望好的事情会发生，学生有可能体验到的压力和抑郁症比他们不太乐观。同样的，强有力的支持系统，家庭，朋友，重要他人的学生可能体验到的压力和抑郁较低水平相比，那些较弱的社会支持。大一的学生缺乏社会支持是孤独脆弱，特别容易受到抑郁症。虽然乐观和社会支持可能有利于学生的心理健康，防止他们过多的压力和抑郁，这些心理因素是有些困难的高校教育工作者，以加强彼此间的大一学生。气质性乐观被认为是特质样，是抗拒改变。因此，它不会是可行的教育尝试，以提高学生的倾向乐观。同样，也可以是困难的教育尝试，以提高学生的社会支持之外提供正式的学术支持，或鼓励他们在学生活动的参与，希望他们会形成新的支持友谊。鉴于支撑学生的乐观情绪和社会支持的限制，这将是有益的，以确定其他心理因素，有利于福祉，防止学生在大学一年级的压力和抑郁。这是特别有用的研究因素有较乐观和支持的可锻铸，使教育工作者可以尝试等因素，以加强他们的大一学生之间的学术范围内。一个心理因素可能满足这些要求，是当前研究的重点，
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